Health Savings Account

A health savings account (HSA) is a tax-advantaged savings account that can be established by anyone with a Qualified High-Deductible Plan (QHDP) to pay for medical expenses. If you wish to apply, please fill out the forms below and email them to bankingyourway@accessbank.com 

Health Savings Account Benefits:

  • Flexibility to pay current medical expenses or save for future needs
  • Tax-deductible contributions
  • Tax-deferred earnings
  • Tax-free distributions, if used properly
  • Balance carries over from year to year
  • Remains with you, regardless of change in coverage or employment
HSA Features:

  • Minimum opening deposit of $0
  • No set-up fee
  • No minimum balance requirements
  • No monthly service charge
  • Tiered Interest Rates as the available balance in the account reaches designated levels (no interest paid when balance falls below $1,000)
  • FREE Debit card
  • FREE first order of personalized checks
  • FREE internet banking
  • Automatic deposits available for employee contributions

FAQ's about HSA's HSA Application Packet HSA Signature Card Form

 HSA Request for Transfer Form IRS HSA Form HSA Brochure